Car loan in a company.
Buying a car is not the same as a trip to the store for a new T-shirt! You have to look solidly, think about it, check the car at the vehicle control station, consider all pros and cons and also calculate your budget well and prepare a possible plan.
We are buying a car!
As the data show, since 2004, second-hand car offers dominate on the car market. We mainly buy vehicles from the second, third or even the fifth hand and we see nothing strange in it. The costs of buying a new car straight from the salon are simply too high for the average Pole, and yet the price of the car is not the only expense associated with the purchase.
Internet services specializing in car sales are very popular. You can quickly and conveniently find the model you are interested in, year, equipment, mileage and of course the price! Car dealerships also work very well, but you have to be careful with them because there are clever, dishonest dealers who can inflate the price and conceal the uninteresting history of the car. So it’s best to ask your friends about a trusted seller.
The cost of buying a car
The price of a car is one thing, but you have to remember that the vehicle should be re-registered, tax paid to the Tax Office, and often the costs of a general review, replacement of some elements that wear naturally etc. Depending on the situation, sometimes you also need to buy insurance, because either we leave straight from the salon, or the one that the previous owner had just finished.
Therefore, having a certain amount at your disposal, it is better not to focus on the fact that this is where the whole operation will close.
It is not always possible to collect the right amount yourself – buying a car happens not only in well-planned and orderly circumstances. It happens that the old car is not worth repairing, the amount from its sale is not enough for a new one, and there is no extra money to add to the purchase. Then what?
There are, of course, several options: loans from friends, from a company, from a bank or from a loan company. Which one is the best?
Borrowing from family or friends may (although obviously does not have to) involve a subsequent cooling of relations. The truth is that despite the excellent relationships so far, in the event of a possible delay in debt repayment, there may be creases that no one needs after all.
Car loan from a workplace
With any luck, you can apply for a loan at your workplace. In this situation, the employer presents the employee with the conditions for paying the amount needed. If you have good relations with him, you can even try to negotiate fortifications that will be more convenient.
The advantage of such loans is that the installments are immediately deducted from the sum of payment, so you do not have to worry about the dates of transfers, etc. Usually it is also possible to repay the loan faster without consequences, as well as the possible setting of a delay in repayment.
Monedo installment loan
What if we have no one to borrow from and the employer does not provide loans? It is worth considering using a loan company, e.g. Monedo Now. Thanks to this, you can get money for a car quickly and easily when there is a shortage of funds.
Monedo loans were not mentioned here for a reason. First of all, the amounts paid will be in such amounts as will interest future car buyers. What is the loan of $ 500 for? In Monedo you can apply for sums from 1500 $ up to 20,000 $ – so you can get the whole amount needed for a car in the appropriate standard and price range.
Leading loan companies
There are really many loan companies in Poland that encourage their clients to take advantage of their offers. However, you can’t trust the ads themselves – the terms of the loans vary from lender and you must check the applicable regulations.
We regularly prepare rankings of payday loans and installment loans, which include leading loan companies. We present their current offers and give our readers and clients of companies full freedom of expression in the comments.